Our Commitment to Privacy
Our Privacy Policy was developed as an extension of our commitment to combine
the highest-quality products and services with the highest level of integrity in
dealing with our clients and partners. The Policy is designed to assist you in
understanding how we collect, use and safeguard the personal information you
provide to us and to assist you in making informed decisions when using our site
and our products and services. This statement will be continuously assessed
against new technologies, business practices and our customers' needs.
What Information Do We Collect?
When you visit our Web site you may provide us with two types of information:
personal information you knowingly choose to disclose that is collected on an
individual basis and Web site use information collected on an aggregate basis as
you and others browse our Web site.
1. Personal
Information You Choose to Provide
If you choose to apply for a free quote, you may need to give personal
information and authorization to obtain information from various insurance
providers. For example, you may need to provide the following information:
- Name
- Mailing address
- Email address
- Social Security Number
- Home and business phone number
- Other Insurance Policy Information
Email Information
In addition to providing the foregoing information to our select companies,
if you choose to correspond further with us through email, we may retain the
content of your email messages together with your email address and our
responses. We provide the same protections for these electronic communications
that we employ in the maintenance of information received by mail and telephone.
2. Web Site Use Information
Similar to other commercial Web sites, our Web site utilizes a standard
technology called "cookies" (see explanation below, "What Are Cookies?") and Web
server logs to collect information about how our Web site is used. Information
gathered through cookies and Web server logs may include the date and time of
visits, the pages viewed, time spent at our Web site, and the Web sites visited
just before and just after our Web site. This information is collected on an
aggregate basis. None of this information is associated with you as an
individual.
How Do We Use
the Information That You Provide to Us?
We use the information that you provide us in the desired quote field to find
the company that best fits your interest at the most affordable price.
What Are Cookies? Cookies are
a feature of Web browser software that allows Web servers to recognize the
computer used to access a Web site. Cookies are small pieces of data that are
stored by a user’s Web browser on the user’s hard drive. Cookies can remember
what information a user accesses on one Web page to simplify subsequent
interactions with that Web site by the same user or to use the information to
streamline the user’s transactions on related Web pages. This makes it easier
for a user to move from Web page to Web page and to complete commercial
transactions over the Internet. Cookies should make your online experience
easier and more personalized.
How Do We Use
Information We Collect from Cookies?
We use Web site browser software tools such as cookies and Web server logs to
gather information about our Web site users’ browsing activities, in order to
constantly improve our Web site and better serve our customers. This information
assists us to design and arrange our Web pages in the most user-friendly manner
and to continually improve our Web site to better meet the needs of our
customers and prospective customers.
Cookies help us collect important business and technical statistics. The
information in the cookies lets us trace the paths followed by users to our Web
site as they move from one page to another. Web server logs allow us to count
how many people visit our Web site and evaluate our Web site’s visitor capacity.
We do not use these technologies to capture your individual email address or any
personally identifying information about you.
How Do We Secure
Information Transmissions?
When you send confidential personal quote information to us on our Web site,
a secure server software which we have licensed encrypts all information you
input before it is sent to us. The information is scrambled en route and decoded
once it reaches our Web site.
Other email that you may send to us may not be secure unless we advise you
that security measures will be in place prior to your transmitting the
information. For that reason, we ask that you do not send confidential
information such as Social Security or account numbers to us through an
unsecured email.
How Do We Protect Your
Information?
Information Security. We utilize encryption/security software to
safeguard the confidentiality of personal information we collect from
unauthorized access or disclosure and accidental loss, alteration or
destruction.
Evaluation of Information Protection Practices. Periodically, our
operations and business practices are reviewed for compliance with corporate
policies and procedures governing the security, confidentiality and quality of
our information.
Employee Access, Training and Expectations. Our corporate values,
ethical standards, policies and practices are committed to the protection of
customer information. In general, our business practices limit employee access
to confidential information, and limit the use and disclosure of such
information to authorized persons, processes and transactions.
What About
Legally Compelled Disclosure of Information?
We may disclose information when legally compelled to do so, in other words,
when we, in good faith, believe that the law requires it or for the protection
of our legal rights.
What About Other
Web Sites Linked to Our Web Site?
We are not responsible for the practices employed by Web sites linked to or
from our Web site nor the information or content contained therein. Often links
to other Web sites are provided solely as pointers to information on topics that
may be useful to the users of our Web site.